Gamification and Incentives

Earning Points

• Early Deposits: Users earn more points for depositing within the first 12, 24, or 48 hours of the month.

• Additional Contributions: Extra voluntary deposits increase points and boost lending rewards.

Penalties for Late or Skipped Deposits

• Late Deposits: Fewer points are awarded, reducing the chance of leaderboard rewards.

Skipped Months:

• Users may be removed from the pool and forfeit their previous contributions.

• Alternatively, rejoining may incur penalties.

Leaderboard Rewards

• The top 3 participants split the accumulated lending rewards from the 12th month.